Terms of Service

1. Agreement to Terms

By accessing or using Finkasa's services, website, or applications (collectively, the "Service"), you agree to be bound by these Terms of Service ("Terms"). If you do not agree to these Terms, you may not use the Service.

2. Description of Service

Finkasa provides AI-powered finance management tools including invoice management, accounts receivable tracking, cash flow analysis, and expense management for businesses. The Service may be updated, modified, or discontinued at our discretion.

3. Account Registration

To use certain features, you must create an account. You agree to provide accurate information and keep your credentials secure. You are responsible for all activities under your account.

4. Acceptable Use

You agree not to:

• Use the Service for any unlawful purpose or in violation of any applicable laws.
• Upload data you do not have the right to share.
• Attempt to gain unauthorized access to the Service or its systems.
• Interfere with or disrupt the Service or servers.
• Reverse engineer, decompile, or disassemble any part of the Service.

5. Data and Privacy

Your use of the Service is also governed by our Privacy Policy. You retain ownership of data you upload. You grant Finkasa a limited license to process your data solely to provide the Service.

6. Subscription and Payment

Certain features require a paid subscription. Fees are billed in advance on a recurring basis. You may cancel at any time, but refunds are provided only as required by applicable law.

7. Intellectual Property

The Service, including its software, design, and content, is owned by Finkasa and protected by intellectual property laws. You may not copy, modify, or distribute any part of the Service without our written consent.

8. Disclaimer of Warranties

The Service is provided "as is" without warranties of any kind. Finkasa does not guarantee that the Service will be uninterrupted, error-free, or meet your specific requirements.

9. Limitation of Liability

To the maximum extent permitted by law, Finkasa shall not be liable for any indirect, incidental, special, or consequential damages arising from your use of the Service.

10. Indemnification

You agree to indemnify and hold Finkasa harmless from any claims, damages, or expenses arising from your use of the Service or violation of these Terms.

11. Termination

We may suspend or terminate your access to the Service at any time for violation of these Terms. Upon termination, your right to use the Service ceases immediately.

12. Governing Law

These Terms are governed by the laws of the Republic of Indonesia. Any disputes shall be resolved in the courts of Jakarta, Indonesia.

13. Changes to Terms

We may update these Terms from time to time. Continued use of the Service after changes constitutes acceptance of the updated Terms.

14. Contact

For questions about these Terms, contact us at [email protected].

PT Finkasa Teknologi Indonesia
Jakarta, Indonesia